A storm is heading our way. That’s the only conclusion you can sensibly draw from reading the second annual independent Homelessness Monitor, funded by Crisis and published this month.
Homelessness is a complex phenomenon, with its roots in the interaction of structural, social and individual factors. Broad economic and labour market trends can contribute to homelessness, but the housing market acts as the more direct driver. Social capital and individual resilience can reduce the risks of homelessness, while persistent structural weaknesses can slowly erode those personal protective factors and increase risks.
The English social safety net is conventionally seen as having a rather different structure to those of many other developed industrial countries. Our mainstream social security benefits are rather meagre by international standards, and their real value has been significantly eroded over the last couple of decades. But this is counterbalanced by a stronger housing safety net and stronger statutory homelessness provision for many types of household, although typically not for single people. It is the housing safety net, not the social security system, that breaks the link between low income and poor housing conditions. As a consequence, while the UK doesn’t do terribly well in terms of poverty rates, when looked at comparatively and cross-nationally it does rather better in terms of housing conditions.
This model is being severely challenged by the current Government’s austerity agenda. [Read more...]